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The Bureau recognizes that some consumers may find it a convenient or useful form of financial management to repay a loan through a revocable wage assignment.

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The Division of Investments … neither directs nor approves the companies in which these funds invest, says Joseph Perone, a spokesman for the New Jersey Treasury Department.

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If multiple card providers approve your applications, you might end up giving into the temptation of spending more than you can afford to repay, which can lead to hard-to-repay debt.