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The use of the term “debit card payment” may include any network that processes debit card payments, including the PIN debit network and credit card network.
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Most significantly, the Bureau is concerned that if a lender were permitted to overcome the presumption of unaffordability by finding that the consumer faced an unusual and non-recurring expense during repayment of the prior or outstanding loan, this justification would be invoked in cases in which the earlier loan had, in fact, been unaffordable.
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In its written response, World alleged that Simmons had been fired from the company because of "dishonesty and alleged misappropriation of funds," but it refused to provide further details.
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If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against.