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The lender's marketing materials may have succeeded in convincing the consumer of the value of a loan to bridge until their next paycheck.

This is the source of our mountain of personal debt: not borrowing from someone elses life savings, but money that was created out of nothing by banks, real online payday loans in Avon Park.


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(Disclosure: I am a Senior Fellow at CAP, but was not involved in the preparation of this study.

First, you should talk to your lender and ask them about financial hardship repayment plans, with smaller monthly repayments or a lower interest rate.

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