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whether specific requirements such as mandatory risk diversification and additional risk management systems and controls should apply.

The Bureau also solicits comment on the extent to which lenders that currently make loans similar to those that would be permitted under proposed § 1041.

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'" The World employee said the company had had no choice because Sutton didn't hold up her end of their agreement, Sutton recalled, and then the employee made an offer: If Sutton's available wages in her account hadn't covered her total debt to World after 30 days, the company would unfreeze her account and allow her to start a new payment plan.