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However, this is not the case when the amount owed on the new loan would be greater than 50 percent of the amount paid on the prior loan, the consumer would roll over an amount greater than he or she repays, or the term of the new loan would be shorter than the term of the prior loan.

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For instance – 80 people loses money out of 100.

While these new ways of working can provide the flexibility that many want in the 21st century, it must not come at the cost of basic rights, such as guaranteed hours for those who want them.

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