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- This figure was even larger a year before
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As discussed in more detail below in Market Concerns—Payments, in its research the Bureau has found that 36 percent of borrowers who took out online payday or payday installment loans and had at least one failed payment during an eighteen-month period had their checking accounts closed by the bank by the end of that period.
Because the notice is mailed on the sixth business day prior to initiating the transfer, the timing requirement in § 1041.
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