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 The annual percentage rate (APR) is also limited in some jurisdictions to prevent usury.
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People with lower credit scores may have good luck applying for a secured loan with SpringLeaf Financial, which specializes in this type of loan.
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The student loan refinancing market continues to get more competitive, and it makes sense to shop around for the best deal.
In cooperation with the CFSA, Check Into Cash works with state legislators and consumer groups at the federal level to help ensure that best payday loan practices are being followed throughout the cash advance industry.
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Under California law, the total amount of a single payday loan transaction is capped at $300, while the fees on each transaction cannot exceed 15 percent.