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Traditional loan value varies according to the applicant’s credit history.
Applying for a payday loan some lenders will also allow you the option of having the entire process done through electronic banking – in which case you must give the lender access to your bank account.
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Because this type of lending is not secured against any collateral, the lender is taking a risk.
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This means borrowers seeking a bad credit home loan will require an absolute minimum of 10 per cent deposit when using a lender that does not mortgage insure at 90 per cent LVR.
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Her effective rate was more than double that: 182 percent.