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Also during outreach, some stakeholders suggested that the Bureau should adopt underwriting rules of thumb—for example, a maximum payment-to-income ratio—to either presumptively or conclusively demonstrate compliance with the rule.

But your teenage child or your brother-in-law who's crashing on your couch might be able to dig up your Social Security number, fill out the application and then run roughshod over your credit history with a card in your name.

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Some of the jurisdictions limit the APR (annual percentage rate) that lenders can charge, in order to prevent excessive and unreasonable interest rates.

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And then you keep paying and keep extending.

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Axis Advance, LLC will not perform traditional credit checks such as Experian, Transunion, and Equifax but will evaluate alternative bureaus to help aide in our underwriting process.

But when Ellen, who serves on the Consumer Financial Protection Bureau

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