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Where you make an early repayment, there may be a reduction in the amount of interest you'll have to pay and this will be reflected in the settlement There is also a penalty of one month's interest for repaying your loan early.

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Loan programs and program guidelines (including, without limit, fees, rates and an offer to make a loan and should be used for informational purposes only.

Kim Cook is executive director of the National College Access Network, which supports nonprofit organizations and schools across the country in their efforts to help more underrepresented and low-income students enter and complete postsecondary education.

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