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Applications taken through 12/31/16 and closed by 2/1/17 guaranteed advertised rate.
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Interest rate: 292% pa (fixed).
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Based on borrowers' self-reported borrowing history, borrowers were segmented into heavy users (users with borrowing frequency in the top quartile of the dataset) and light users (bottom quartile).
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But then was told conveniently that I could pay them 400 and there would be no problem.
Doc said WFT had unusual activity; Pete said there was huge call-buying in the XLF.
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